Privacy Policy
Effective date: May 21, 2019; Last updated: January 15th, 2020
Welcome! Thank you for visiting a Nobias, LLC (“Nobias”, "us", "we", or "our") offering. To help inform you, we provide this notice explaining our online information practices and the choices you can make about the collection and use of information you submit or we collect through our website, www.nobias.com, our browser extensions, and the related websites, mobile applications, services, tools, and other applications that link to this Privacy Policy (collectively, the “Service”). The Service is owned and operated by or on behalf of Nobias.
By using the Service, you agree to the collection and use of information in accordance with this policy.
Information We Collect
Categories and Types of Personal Information
We collect the following categories and types of personal information through our Services:
Contact Information: your first and last name and email address;
Other identifying information: IP address, login ID;
Financial Information: credit card information;
Internet or other electronic activity: your browsing and click history, including information about how you navigate within our services and which elements of our services you use the most;
Commercial information: articles viewed on our website and the investment portfolio information that you put in;
Inferences: inferences drawn from the categories described above in order to reflect your preferences and make suggestions to you”
Use of Information
Nobias uses the collected information for various purposes, such as the following:
Transactional Purposes: We use your contact information, financial information, and commercial information to:
provide you with the Services;
create, maintain and manage your account;
notify you about changes to our Service;
allow you to participate in interactive features of our Service when you choose to do so;
Analytical Purposes: We use your internet activity and browsing history to analyze the Service and user behavior and prepare aggregated reports using aggregate information about our users
Maintenance and Improvement of Services: We use your contact information, commercial information, and internet activity and browsing history to:
provide, maintain and improve the Service;
provide customer care and support;
respond to your inquiries and comments; and
make decisions about our business and third party partners
Security and Fraud prevention: We use your contact information, other identifying information, financial information, internet activity and browsing history, and inferences to detect, prevent and investigate fraud, security breaches, and potentially prohibited or illegal activities
Sources of Personal Information
We collect information from the following sources:
We collect information directly from you. We collect contact, financial, certain identifying information directly from you.
We collect information from you passively. We collect Internet or other electronic activity passively using tools like browser cookies, web beacons and tracking pixels, SDKs and other similar technologies. This activity is further described in the Tracking Technologies section below.
Tracking Technologies
We use cookies and similar tracking technologies to track the activity on our Service.
Cookies are files with small amounts of data which may include a unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
You many encounter tracking technologies/cookies from our third party service providers. For example, we use Google Analytics, a web analytics service offered by Google, to track and report website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.
You can opt-out of having your activity on the Service made available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js, and dc.js) from sharing information with Google Analytics about visits activity. For more information about how to opt out of having your information used by Google Analytics, visit https://tools.google.com/dlpage/gaoptout/.
The tracking technologies of third parties may collect personal information about your online activities over time and across different websites when you use the Services.
Nobias does not currently respond to browser “Do Not Track” signals.
Transfer Of Information
Your personal information may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.
If you are located outside the United States and choose to provide information to us, please note that we transfer the data, including personal information, to the United States and process it there.
Disclosure Of Information
Information collected on the Service may be shared with:
The Nobias Corporate Family: We may share the information we collect about you with the Nobias corporate family and their and our affiliates and subsidiaries. The information may be disclosed (i) to provide joint content and our services; (ii) to help detect and prevent potentially illegal acts, violations of our policies, fraud and/or data security breaches; (iii) to guide decisions about our or third party’s business operations, products, services, and communications; and (iv) for processing and storage of information.
Service Providers: We may disclose your information to service providers under contract who help with our business operations (such as, but not limited to, payment processing, developing, designing, maintaining, improving and supporting the Services, fraud investigations, promotions and marketing, and site analytics and operations). These third parties have access to your personal information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
Other Persons with Your Consent: We may provide your personal information to other third parties to whom you explicitly direct us to share your information.
Legal and Law Enforcement: We may disclose your information to law enforcement, governmental agencies, or authorized third parties, in response to a verified request relating to a criminal investigation or alleged illegal activity or any other activity that may expose us, you, or any other user to legal liability. In such events, we will only disclose information we deem relevant and/or necessary to the investigation, inquiry or fraud complaint.
Change of Control – New Owners: We may disclose your information to other business entities, should we plan to merge with or be acquired by that business entity. Should such a combination occur, we will make reasonable efforts to request that the new combined entity follow this Privacy Policy with respect to your personal information or provide prior notice if there would be any material changes to this Privacy policy.
Security
The security of your information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
Links To Other Sites
Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party's site. We strongly advise you to review the privacy policy of every site you visit.
We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
Your Choices
You can control how and when you want to receive promotional emails/notifications from Nobias by following the instructions within the emails/notifications we send to you or by contacting us via email at support@nobias.com.
Changing Your Account Information
Registered users can change the email address associated with their account by contacting us via email at support@nobias.com. It is your responsibility to make sure that your personal information in your account is accurate. You should promptly update your personal information if it changes or becomes inaccurate. We may retain some information from closed accounts so that we can comply with law, prevent fraud, assist with investigations, resolve disputes, analyze or troubleshoot programs, or take other actions permitted by law. Likewise, if your account is terminated or suspended by us, we may maintain some information to prevent re-registration.
Children's Privacy
Our Service is directed to a general audience. The Service is not intended for children under the age of 13. We do not knowingly collect personal information from anyone under the age of 13. If you believe your child has provided us with personal information without your consent, please contact us at support@nobias.com. If we become aware that we have collected personal information from a child without parental consent, we will take steps to remove that information from our servers.
Changes To This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.
We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the "effective date" at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
Contact Us
If you have any questions about this Privacy Policy, please contact us by email at: support@nobias.com.